Renovate or relocate in retirement?

Retirement is meant to be your time to unwind, enjoy the things you love, and create new memories. But what if your home could be part of that journey?

With a flexible mortgage, you can transform your home or move to a new one – without dipping into your savings or feeling the need to downsize. Imagine the freedom to make your dream home a reality. Here’s how you could make it happen:

Renovating your home

Retirement could be the perfect time to make your home yours. Whether you are dreaming of a modern kitchen or a cosy living space, the right updates can help you enjoy your home for years to come.

But how do you fund these renovations? A flexible mortgage from Perenna could be the answer. With a mortgage in your latter years, you can access the value built up in your home to fund those home improvements, without having to sell or use your savings.

• Renovate and make your home work for your needs.

• Add property value with upgrades like a new kitchen.

• Enhance enjoyment by creating a space that suits your retirement dreams.

Relocating to your dream home

If you want a smaller home or to live near family, Perenna’s flexible mortgages let you choose what’s best for you. From a cosy home to a practical place, the choice is yours.

• Move to a smaller home or a new area: Be closer to family or find a community you love.

• Easy-to-manage payments: Fixed payments make budgeting simple.

• More choices: No age limits, so you can explore all your options.

Your dream home could be closer than you think with Perenna.

Why choose a flexible mortgage over equity release?

Equity release isn’t your only choice. A flexible mortgage may gives you more control and freedom. With Perenna, you keep full ownership of your home, enjoy more options, and face no age limits.

• Keep full ownership: You stay in control of your home.

• More flexibility: You have more options to suit your needs.

• No limits: No age restrictions, so you can make decisions when it suits you.

How we can make it easier for you:

• Flexible mortgages for later life: No age limits, giving you freedom to choose at any stage of retirement.

• Predictable payments: Fixed-rate plans keep your budget simple, clear, and stress-free.

• Short early repayment charges: Life changes, and we are here for it – minimal charges if you need to adjust your plan.

Ready to start planning your dream home? With a flexible mortgage from Perenna, you can make the home improvements or move you have always wanted.

Use our mortgage calculator to find out how much you can borrow or
find a broker for advice.

You could lose your home if you don’t keep up your mortgage repayments.

Correct at time of publishing.