Sustainability

What does this mean?

At Perenna, we know that the choices we make today can affect our future. Making better choices now can help us in years to come. It sounds simple, right? But to create a happier outlook for society, we know things must change. And we think we all have a role to play in this. We all need to do things differently. This includes lenders, brokers, investors and homeowners.

For us, thinking about the future is at the heart of what we do. In fact, our long-term fixed rate mortgage does just that. By offering a product that helps customers to plan ahead, we truly believe we can play a key role in making the UK more sustainable.

Here’s how:

• Fixing your mortgage rate over a longer term can bring stability. Our customers will be protected from rising interest rates and house price crashes. And unlike those who have chosen to fix their rate over a shorter term, our customers won’t need to remortgage at a time that’s wrong for them.
• As the rate is fixed for the life of the loan, homeowners may be able to borrow more on their income. This means helping more people onto the housing ladder. And allowing more people to secure a home they can afford.
• Finally, we know we can’t continue to heat our homes by burning fossil fuels. That’s why we’ll reward homeowners who make their homes more energy efficient through our green finance options.