Vulnerable Customers

What is a vulnerable customer?
Some customers may need extra help because of their situation. This could be short-term or long-term.
It might be because of:
- Health problems or injury
- Losing a job or money worries
- Bereavement or mental health struggles
- Disability or long-term difficulties
- Low income, debt, or little savings
- Trouble understanding or managing money
What is a potentially vulnerable customer?
Some customers are fine now but may need help in the future. This could be because of:
- Money worries or uncertainty
- Changes in health
- Life changes, like moving or starting a family
- Caring for someone else
We offer different ways to support you:
- The Mortgage Charter: Options like payment breaks.
- Breathing Space: Extra time to manage debt.
- Personalised support: Extra help, flexible communication, and more time if you need it.
We are here to help!


How we support vulnerable customers
Perenna is here to help you with your mortgage, whether your challenges are short or long-term.
We work with the Money Advice Trust to make our documents and guidance clear and easy to understand.
Our team treats sensitive matters with care. We can offer flexible ways to communicate, different formats, and extra time if you need it.
Getting in touch if you need help
We know life can be hard. If you are having a tough time, we are here to listen and support you.
You can contact us by:
- Phone number: 0333 038 2430
- Email: admin@servicing.perenna.com