Perenna

Long-term fixed rate mortgages

7,10 and 15-year fixed rate mortgages, giving you financial confidence that lasts.

We're here to help

At Perenna, we believe you shouldn’t have to worry about rising interest rates. That is why our fixed-rate mortgages offer stability and flexibility. Lock in your rate for up to 15 years and know your payments will not change.

How do I apply?

Perenna mortgages are available through independent mortgage brokers. They can give you expert advice, tailored to your needs. Plus, they will know all about our mortgages, so they can help you find the right product and answer any questions along the way.

A mortgage that moves with you.

Our 7–15 year fixed-rate mortgages have a flexible early repayment charge (ERC). There is no ERC if you move home or sell your house. Or if you repay the mortgage in full using your own funds. You can also make extra payments of up to 10% per year without a charge. The ERC only applies during the fixed-rate period and only if you refinance, take a new product with us or another lender, or pay more than 10% extra.

Our 7, 10, and 15-year mortgages fix your rate for a set time. Our fixed for life mortgages lock in your rate for the entire loan term, protecting you from rate changes for the full duration.

You could lose your home if you don’t keep up your mortgage repayments.

7, 10 and 15-year fixes blogs

29 February 2024

First-time buyers mortgage hurdles

Explore how Perenna empowers first-time homebuyers with tailored mortgage solutions Read more
17 January 2024

Perenna’s Mortgage Revolution: How long-term fixed rates could be the path to homeownership

At Perenna, we're not just offering mortgages; we're starting a revolution. Read more
9 January 2024

Navigating the home-buying journey with Perenna

The path to homeownership is an exciting journey, filled with dreams of finding that perfect home. Read more

Creating a nation of happy homeowners

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Perenna is FCSC protected

Perenna Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 956138. Perenna Bank PLC is a company registered in England and Wales with company number 13084174. Our registered office is at The Bloomsbury Building, 10 Bloomsbury Way, London, WC1A 2SL.

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