New 5-year fix to provide more freedom

A new 5-year fix designed to give you even more flexibility and peace of mind.  5 December 2025 by Abi Walker

We are excited to add a 5-year fixed mortgage to our range, giving you even more flexibility and peace of mind. 

With this new product, you can:
• Make up to 10% overpayments each year
• Enjoy flexible ERCs – no charges if you sell, move, or repay with your own money 

Our 5-year fix sits alongside our Fixed for Life, 7, 10, and 15-year fixed products, so you can choose the mortgage that fits your life. 

At Perenna, we want to take the worry out of borrowing. Don’t build your life around your mortgage. One fix could give you the certainty and freedom to live your way. 

𝗬𝗼𝘂 𝗰𝗼𝘂𝗹𝗱 𝗹𝗼𝘀𝗲 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲 𝗶𝗳 𝘆𝗼𝘂 𝗱𝗼𝗻’𝘁 𝗸𝗲𝗲𝗽 𝘂𝗽 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀.