Looking for your first home? Start with confidence!
Buying your first home is a big step. It’s exciting, but it can also feel daunting. At Perenna, we are here to help. Our flexible long-term fixed-rate mortgages can give you both stability and peace of mind.
Navigating the challenges of buying your first home
As exciting as it is to get your foot on the housing ladder, it is natural to have worries. You are not just choosing a home; you are making a big life commitment. So, what should you consider?
- Budgeting: It’s common to worry about money when buying a home. Stay within your budget. Knowing your finances and sticking to a plan can help you feel more secure.
- Too many choices: With so many homes to pick from, it can be hard to know where to start! Focus on what’s most important to you and your lifestyle.
- Commitment: Buying a home is a long-term responsibility. With Perenna, our flexible options can change as your life does.
- Hidden costs: Don’t forget to budget for things like legal fees, surveys, stamp duty, insurance, and repairs to avoid surprises later.
- Paperwork: The amount of paperwork can be overwhelming. Keeping your contracts and key documents organised can make it easier.
How do we offer stability with flexibility?
Having stability can be an important factor when making such a big decision. Our long-term fixed-rate mortgages let you know exactly how much your payments will be for the full mortgage term no matter what happens with interest rates. This peace of mind lets you focus on what matters—enjoying your new home!
But we also believe flexibility is essential. That’s why with Perenna, you can:
- Take your mortgage with you if you move later.
- Switch to another lender or product without fees after five years.
If you’re ready to take the first step, try our mortgage calculator to see how much you could borrow. It’s quick, private, and won’t affect your credit score. At Perenna, we’re here to help you every step of the way.
Ready to start your journey?
Don’t let worries hold you back from your dream. With stability and flexibility, you can feel secure in your future. Discover how Perenna can help make homeownership a reality today!
You could lose your home if you don’t keep up your mortgage repayments.
Correct at
time of publishing.