Fix it right, first time

See if you can borrow more with Perenna


We're here to help

  • Borrow up to 6 times your income, subject to criteria
  • Fixed rate for the full term meaning your payments never change
  • Short early repayment charge to give flexibility


A home you can afford

Take the first step onto the property ladder with us. You can own your first home with just a 5% deposit.

Forget about rising rates

Fixing your rate for the full mortgage term means you don’t have to worry about interest rates rising.

Flexibility as standard

You can take your mortgage with you when you move home or apply to borrow more money when you need it.

How much can I borrow?

This depends on a couple of things. We’ll need to look at the amount you earn and how much you spend. We do this to make sure you (and anyone else you’re buying a home with) can afford the mortgage.

How do I apply?

Perenna mortgages are currently available through mortgage brokers only. So, if you’d like some mortgage advice, that’s no problem. We can help find a mortgage broker near you. They’ll provide tailored advice on your mortgage needs. Plus, they’ll know all about our mortgages, so can answer any questions you may have.

Why should I fix my rate?

Taking out a mortgage is probably the biggest financial commitment of your life, and fixing your rate helps to provide certainty. With our longer-term fixed rates, your monthly payment is fixed for the full mortgage term. There’s no need to remortgage every few years, so you can leave the worry behind and focus on living your life.

Flexibility matters

We get it. Fixing your rate for 15-40 years is a long time. You don’t know how your life will look in that time. And that’s why we’ve made sure our mortgage product comes with flexibility as standard.

You could lose your home if you don’t keep up your mortgage repayments.

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