Join the mortgage revolution

No teaser rates, no rising payments, no shocks.
Don’t build your life around your mortgage.
Just one fix can set you free for the life you want to live.

  

Why choose a Perenna mortgage?

  • Borrow up to 6 times your income, subject to criteria
  • Monthly payments that don’t change
  • Short early repayment charge to give flexibility
  • No maximum age caps, giving you more options in later life

  

First-time buyer

Dreaming about buying your first home? We want to help you get onto the property ladder.

Remortgage

We want to take the ‘worry’ out of remortgaging. Find out how we may be able to help you.

Home mover

Looking for your next home can be really exciting. See if we can help you take that next step.

Later life

We believe in doing things differently. That’s why we don’t have an age limit. Explore a happy retirement.

How much can I borrow?

This depends on a couple of things. We’ll need to look at the amount you earn and how much you spend. We do this to make sure you (and anyone else you’re buying a home with) can afford the mortgage.

How do I apply?

Perenna mortgages are currently available through mortgage brokers only. So, if you’d like some mortgage advice, that’s no problem. We can help find a mortgage broker near you. They’ll provide tailored advice on your mortgage needs. Plus, they’ll know all about our mortgages, so can answer any questions you may have.

You could lose your home if you don’t keep up your mortgage repayments.

Exploring our mortgage features

Fixed

If you want to know what you’ll pay each month, fixed rate mortgages could be a great option.

Flexible

You can take your mortgage with you when you move home or apply to borrow more money when you need it.

No maximum age

We believe in doing things differently. That’s why we don’t apply maximum age limits. Ever.

Find out how much you can borrow

Useful mortgage blogs

1 February 2024

Exploring interest-only and retirement interest-only mortgages

Considering a mortgage in your later years? Read more
24 January 2024

Revolutionising homeownership in later life

Welcome to the mortgage revolution Read more
17 January 2024

Perenna’s Mortgage Revolution: How long-term fixed rates could be the path to homeownership

At Perenna, we're not just offering mortgages; we're starting a revolution. Read more