Remove the remortgage worry

Let us help give you peace of mind


We’re here to help

  • No need to remortgage every few years
  • Monthly payments that don’t change
  • Short early repayment charge to give flexibility


the cycle

Have you ever felt anxious about remortgaging? You are not alone. Fixing your rate over a longer term may help remove that worry.


Fixing your rate for the full mortgage term means you don’t have to worry about your payments going up. So you can plan for the future.

Flexibility as standard

You can take your mortgage with you when you move home. After five years, if you’d like to change your mortgage deal, there’s no early repayment charge.

How much can I borrow?

This depends on a couple of things. We’ll need to look at the amount you earn and how much you spend. We do this to make sure you (and anyone else you’re buying a home with) can afford the mortgage.

How do I apply?

Perenna mortgages are currently available through mortgage brokers only. So, if you’d like some mortgage advice, that’s no problem. We can help find a mortgage broker near you. They’ll provide tailored advice on your mortgage needs. Plus, they’ll know all about our mortgages, so can answer any questions you may have.

Flexibility matters

We get it. Fixing your rate for 15-40 years is a long time. You don’t know how your life will look in that time. And that’s why we’ve made sure our mortgage product comes with flexibility as standard.

Over 55? No problem

For Perenna age is just a number. That’s why we’ve removed age limits. Instead, we assess your mortgage application on your property value and your ability to repay.

You could lose your home if you don’t keep up your mortgage repayments.

Remortgage blogs

12 December 2023

Perenna is a winner at Finder’s Banking Innovation Awards 2023

We are thrilled to announce that we have been crowned the Banking Innovation Newcomer in the Finder’ Read more
10 October 2023

Shining a light on SVR and affordability

Find out how certain product features can affect mortgage affordability Read more
25 September 2023

Long-term fixed rate mortgages – busting the myths

We’re shining a light on some of the myths we’ve come across Read more