Remove the remortgage worry

Let us help give you peace of mind

Break
the cycle

Have you ever felt anxious about remortgaging? You are not alone. Fixing your rate over a longer term may help remove that worry.

Payment
certainty

Fixing your rate for the full mortgage term means you don’t have to worry about your payments going up. So you can plan for the future.

Flexibility as standard

You can take your mortgage with you when you move home. After five years, if you’d like to change your mortgage deal, there’s no early repayment charge.

Winners of the Personal Finance Awards Best Remortgage Lender.

Fancy a reward for retrofitting?

How does a lower mortgage rate, lower energy usage and doing less harm to the environment sound? We thought you might like that…

That’s why we offer a ‘retrofit discount feature’ on our remortgage range.

How much can I borrow?

This depends on a couple of things. We’ll need to look at the amount you earn and how much you spend. Try our calculator to see how much we may be able to lend to you, the products we have available and what your monthly payments could be.

How do I apply?

Perenna mortgages are currently available through mortgage brokers only. So, if you’d like some mortgage advice, that’s no problem. We can help find a mortgage broker near you. They’ll provide tailored advice on your mortgage needs. Plus, they’ll know all about our mortgages, so can answer any questions you may have.

Flexibility matters

We get it. Fixing your rate for 10-40 years is a long time. You don’t know how your life will look in that time. And that’s why we’ve made sure our mortgage product comes with flexibility as standard.

Over 55? No problem

For Perenna age is just a number. That’s why we’ve removed age limits. Instead, we assess your mortgage application on your property value and your ability to repay.

You could lose your home if you don’t keep up your mortgage repayments.

Remortgage blogs

12 December 2023

Perenna is a winner at Finder’s Banking Innovation Awards 2023

We are thrilled to announce that we have been crowned the Banking Innovation Newcomer in the Finder’ Read more

10 October 2023

Shining a light on SVR and affordability

Find out how certain product features can affect mortgage affordability Read more

25 September 2023

Long-term fixed rate mortgages – busting the myths

We’re shining a light on some of the myths we’ve come across Read more

Creating a nation of happy homeowners

Contact

Perenna Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 956138. Perenna Bank PLC is a company registered in England and Wales with company number 13084174. Our registered office is at 20 Eastbourne Terrace LONDON W2 6LG.

VAT number: 439664553

Remove the remortgage worry

We’re here to help

Break the cycle

Payment certainty