Perenna

Remove the remortgage worry

Let us help give you peace of mind

  

We’re here to help

  • No need to remortgage every few years
  • Fixing for longer means more stability, putting you in control
  • Short early repayment charge to give flexibility

  

Break
the cycle

Have you ever felt anxious about remortgaging? You are not alone. Fixing your rate over a longer term may help remove that worry.

Payment
certainty

Fixing your rate long-term means you don’t have to worry about your payments going up. So you can plan for the future.

Flexibility as standard

You can take your mortgage with you when you move home. After five years, if you’d like to change your mortgage deal, there’s no early repayment charge.

Winners of the Personal Finance Awards Best Remortgage Lender.

How much can I borrow?

This depends on a couple of things. We’ll need to look at the amount you earn and how much you spend. Try our calculator to see how much we may be able to lend to you, the products we have available and what your monthly payments could be.

How do I apply?

Perenna mortgages are currently available through mortgage brokers only. So, if you’d like some mortgage advice, that’s no problem. We can help find a mortgage broker near you. They’ll provide tailored advice on your mortgage needs. Plus, they’ll know all about our mortgages, so can answer any questions you may have.

A mortgage built to last

We get it. Fixing your rate for 7-40 years is a long time. But you’ll know exactly what you’ll pay each month. By fixing your rate for the full mortgage term, you’ll always know where you stand. No teaser rates, no rising payments, no shocks.

7, 10 and 15-year fixed rate mortgages

You deserve to plan your future with confidence. With Perenna’s fixed rate product, you can lock in your interest rate for up to 15 years, giving you the freedom to focus on what matters most.

Over 55? No problem

For Perenna age is just a number. That’s why we’ve removed age limits. Instead, we assess your mortgage application on your property value and your ability to repay.

You could lose your home if you don’t keep up your mortgage repayments.

Remortgage blogs

12 December 2023

Perenna is a winner at Finder’s Banking Innovation Awards 2023

We are thrilled to announce that we have been crowned the Banking Innovation Newcomer in the Finder’ Read more
10 October 2023

Shining a light on SVR and affordability

Find out how certain product features can affect mortgage affordability Read more
25 September 2023

Long-term fixed rate mortgages – busting the myths

We’re shining a light on some of the myths we’ve come across Read more

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Perenna is FCSC protected

Perenna Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 956138. Perenna Bank PLC is a company registered in England and Wales with company number 13084174. Our registered office is at The Bloomsbury Building, 10 Bloomsbury Way, London, WC1A 2SL.

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