Perenna

Make your next move with confidence

Take a mortgage that’s built to last

  

We’re here to help

  • Fixed rate for the full term meaning you may be able to borrow more
  • Monthly payments that don’t change
  • Short early repayment charge to give flexibility

  

Borrowing power

Secure a home you can afford. See if you can borrow more with us to find the home that’s right for you.

Payment certainty

Fixing your rate for the full mortgage term means you don’t have to worry about your payments going up. So you can plan for the future.

Flexibility as standard

You can take your mortgage with you when you move home. After five years, if you’d like to change your mortgage deal, there’s no early repayment charge.

How much can I borrow?

This depends on a couple of things. We’ll need to look at the amount you earn and how much you spend. We do this to make sure you (and anyone else you’re buying a home with) can afford the mortgage.

How do I apply?

Perenna mortgages are currently available through mortgage brokers only. So, if you’d like some mortgage advice, that’s no problem. We can help find a mortgage broker near you. They’ll provide tailored advice on your mortgage needs. Plus, they’ll know all about our mortgages, so can answer any questions you may have.

Flexibility matters

We get it. Fixing your rate for 15-40 years is a long time. You don’t know how your life will look in that time. And that’s why we’ve made sure our mortgage product comes with flexibility as standard.

Over 55? No problem

For Perenna age is just a number. That’s why we’ve removed age limits. Instead, we assess your mortgage application on your property value and your ability to repay.

You could lose your home if you don’t keep up your mortgage repayments.

Home mover blogs

2 April 2024

Helping more people secure a new build home

Own New is an initiative that helps create lower rate mortgages for new build homes. Read more
29 February 2024

First-time buyers mortgage hurdles

Explore how Perenna empowers first-time homebuyers with tailored mortgage solutions Read more
24 January 2024

Revolutionising homeownership in later life

Welcome to the mortgage revolution Read more

Creating a nation of happy homeowners

Mortgages

First-time buyer Remortgage Home mover Later life Zero Bills Deposit Unlock Own New Existing customer Mortgage calculator

Learning hub

Blog Longer-term fixed Green mortgages Flexibility FAQs Jargon buster

Company

About us Corporate Sustainability Team Careers

Legal

Privacy notice Cookie notice Website terms and conditions Complaints

Brokers

Work with us

Contact

Contact us Help

Perenna is FCSC protected

Perenna Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 956138. Perenna Bank PLC is a company registered in England and Wales with company number 13084174. Our registered office is at 20 Eastbourne Terrace LONDON W2 6LG.

VAT number: 396 974 224

© 2024 Perenna Bank PLC. All rights reserved.