Make your next move with confidence

Take a mortgage that’s built to last


We’re here to help

  • Fixed rate for the full term meaning you may be able to borrow more
  • Monthly payments that don’t change
  • Short early repayment charge to give flexibility


Borrowing power

Secure a home you can afford. See if you can borrow more with us to find the home that’s right for you.

Payment certainty

Fixing your rate for the full mortgage term means you don’t have to worry about your payments going up. So you can plan for the future.

Flexibility as standard

You can take your mortgage with you when you move home. After five years, if you’d like to change your mortgage deal, there’s no early repayment charge.

How much can I borrow?

This depends on a couple of things. We’ll need to look at the amount you earn and how much you spend. We do this to make sure you (and anyone else you’re buying a home with) can afford the mortgage.

How do I apply?

Perenna mortgages are currently available through mortgage brokers only. So, if you’d like some mortgage advice, that’s no problem. We can help find a mortgage broker near you. They’ll provide tailored advice on your mortgage needs. Plus, they’ll know all about our mortgages, so can answer any questions you may have.

Flexibility matters

We get it. Fixing your rate for 15-40 years is a long time. You don’t know how your life will look in that time. And that’s why we’ve made sure our mortgage product comes with flexibility as standard.

Over 55? No problem

For Perenna age is just a number. That’s why we’ve removed age limits. Instead, we assess your mortgage application on your property value and your ability to repay.

You could lose your home if you don’t keep up your mortgage repayments.

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