Perenna

Make your next move with confidence

Take a mortgage that’s built to last

  

We’re here to help

  • Fixed rate for the full term meaning you may be able to borrow more
  • Monthly payments that don’t change
  • Short early repayment charge to give flexibility

  

Borrowing power

Secure a home you can afford. See if you can borrow more with us to find the home that’s right for you.

Payment certainty

Fixing your rate for the full mortgage term means you don’t have to worry about your payments going up. So you can plan for the future.

Flexibility as standard

You can take your mortgage with you when you move home. After five years, if you’d like to change your mortgage deal, there’s no early repayment charge.

How much can I borrow?

This depends on a couple of things. We’ll need to look at the amount you earn and how much you spend. Try our calculator to see how much we may be able to lend to you, the products we have available and what your monthly payments could be.

How do I apply?

Perenna mortgages are currently available through mortgage brokers only. So, if you’d like some mortgage advice, that’s no problem. We can help find a mortgage broker near you. They’ll provide tailored advice on your mortgage needs. Plus, they’ll know all about our mortgages, so can answer any questions you may have.

Flexibility matters

We get it. Fixing your rate for 10-40 years is a long time. You don’t know how your life will look in that time. And that’s why we’ve made sure our mortgage product comes with flexibility as standard.

Over 55? No problem

For Perenna age is just a number. That’s why we’ve removed age limits. Instead, we assess your mortgage application on your property value and your ability to repay.

You could lose your home if you don’t keep up your mortgage repayments.

Home mover blogs

7 April 2025

Understanding Your Later-Life Mortgage Options

As you near retirement, your mortgage needs may change. Read more
26 March 2025

Interest-Only vs. Retirement Interest-Only Mortgages

Thinking about an Interest-Only mortgage? Read more
20 March 2025

Can I get a mortgage on a pension? 

Have you been told you cannot get a mortgage on a pension? Let’s change that! Read more

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Perenna is FCSC protected

Perenna Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 956138. Perenna Bank PLC is a company registered in England and Wales with company number 13084174. Our registered office is at The Bloomsbury Building, 10 Bloomsbury Way, London, WC1A 2SL.

VAT number: 439664553

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