Perenna

Age is just a number

Let us help you make the most of your retirement

  

We’re here to help

  • No maximum age caps, giving you more options in later life
  • Fixing for longer means more stability, putting you in control
  • Short early repayment charge to give flexibility

  

Unlock the equity in your home

Free up some money to enjoy a financially responsible retirement, whilst staying in the home you love.

Take back your borrowing power

For us, age is just a number. We’ve removed age limits to give you more options.

Predictable mortgage payments

You will never have to worry about short term payment spikes. Meaning you can plan for the future.

How much can I borrow?

This depends on a couple of things. We’ll need to look at the amount you earn and how much you spend. Try our calculator to see how much we may be able to lend to you, the products we have available and what your monthly payments could be.

How do I apply?

Perenna mortgages are currently available through mortgage brokers only. So, if you’d like some mortgage advice, that’s no problem. We can help find a mortgage broker near you. They’ll provide tailored advice on your mortgage needs. Plus, they’ll know all about our mortgages, so can answer any questions you may have.

A mortgage built to last

We get it. Fixing your rate for 7-40 years is a long time. But you’ll know exactly what you’ll pay each month. By fixing your rate for the full mortgage term, you’ll always know where you stand. No teaser rates, no rising payments, no shocks.

7, 10 and 15-year fixed rate mortgages

You deserve to plan your future with confidence. With Perenna’s fixed rate product, you can lock in your interest rate for up to 15 years, giving you the freedom to focus on what matters most.

You could lose your home if you don’t keep up your mortgage repayments.

Retirement blogs

7 April 2025

Understanding Your Later-Life Mortgage Options

As you near retirement, your mortgage needs may change. Read more
26 March 2025

Interest-Only vs. Retirement Interest-Only Mortgages

Thinking about an Interest-Only mortgage? Read more
20 March 2025

Can I get a mortgage on a pension? 

Have you been told you cannot get a mortgage on a pension? Let’s change that! Read more

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Perenna is FCSC protected

Perenna Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 956138. Perenna Bank PLC is a company registered in England and Wales with company number 13084174. Our registered office is at The Bloomsbury Building, 10 Bloomsbury Way, London, WC1A 2SL.

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