Perenna

Age is just a number

Let us help you make the most of your retirement

  

We’re here to help

  • No maximum age caps, giving you more options in later life
  • Monthly payments that don’t change
  • Short early repayment charge to give flexibility

  

Unlock the equity in your home

Free up some money to enjoy a financially responsible retirement, whilst staying in the home you love.

Take back your borrowing power

For us, age is just a number. We’ve removed age limits to give you more options.

Predictable mortgage payments

You will never have to worry about your payments going up. Meaning you can plan for the future.

How much can I borrow?

This depends on a couple of things. We’ll need to look at the amount you earn and how much you spend. Try our calculator to see how much we may be able to lend to you, the products we have available and what your monthly payments could be.

How do I apply?

Perenna mortgages are currently available through mortgage brokers only. So, if you’d like some mortgage advice, that’s no problem. We can help find a mortgage broker near you. They’ll provide tailored advice on your mortgage needs. Plus, they’ll know all about our mortgages, so can answer any questions you may have.

Flexibility matters

We get it. Fixing your rate for 10-40 years is a long time. You don’t know how your life will look in that time. And that’s why we’ve made sure our mortgage product comes with flexibility as standard.

You could lose your home if you don’t keep up your mortgage repayments.

Retirement blogs

25 March 2025

Can I get a mortgage on a pension?

Have you been told you cannot get a mortgage on a pension? Let’s change that! Read more
28 February 2025

Making mortgages for over 60s possible

Is equity release the only option for later life lending? Read more
27 February 2025

Are there alternatives to equity release?

Is equity release the only option for later life lending? Read more

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Perenna Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 956138. Perenna Bank PLC is a company registered in England and Wales with company number 13084174. Our registered office is at 20 Eastbourne Terrace LONDON W2 6LG.

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