Perenna

Green mortgages

Greener homes, greener mortgages

Rewarding your sustainable choices

  • Lower mortgage rates
  • Affordability boost to maximise borrowing power
  • Incentives for making green choices

Lower carbon emissions

Our homes generate millions of tonnes of CO₂ each year¹. Tackling climate change means upgrading our homes.

Lower energy bills

Making your home more energy efficient can be good for your wallet too. The less you use, the less you pay. Win-win!

Higher value homes

According to Rightmove², upgrading your home can also make it worth more – great for you and the planet!

Why do we care about green homes?

The UK has the least energy efficient housing in Europe. If we’re going to reach net zero emissions, this means we have to make our homes use less energy and switch from gas to electric heating.

What is a green mortgage?

There are many ‘green mortgage’ options on the market. So, what are they? The truth is, they can differ from lender to lender, and we know it can be hard to know which option is best for you. We’ve designed ours to be as simple as possible. We have options to reward you with lower mortgage payments for making greener choices, whether that’s buying a green home or making your home more energy efficient.

Is your home already green?

If the home you are buying or live in is already highly energy efficient, we will reward you for that. Our first green mortgage was launched recently in collaboration with Octopus Energy – available exclusively on Zero Bills™ properties.

Fancy a reward for retrofitting?

How does a lower mortgage rate, lower energy usage and doing less harm to the environment sound? We thought you might like that…

That’s why we offer a ‘retrofit discount feature’ on our remortgage range.

You could lose your home if you don’t keep up your mortgage repayments.

Notes:

¹ Our homes generate millions of tonnes of CO₂ each year

² According to Rightmove, upgrading your home can also make it worth more

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Perenna Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 956138. Perenna Bank PLC is a company registered in England and Wales with company number 13084174. Our registered office is at 20 Eastbourne Terrace LONDON W2 6LG.

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