Perenna

Join the mortgage revolution

No teaser rates, no rising payments, no shocks.
Don’t build your life around your mortgage.
Just one fix can set you free for the life you want to live.

  

Why choose a Perenna mortgage?

  • Bborrow up to 6 times your income, subject to criteria
  • Monthly payments that don’t change
  • Short early repayment charge to give flexibility
  • No maximum age caps, giving you more options in later life

  

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First-time buyer

Dreaming about buying your first home? We want to help you get onto the property ladder.

Remortgage

We want to take the ‘worry’ out of remortgaging. Find out how we may be able to help you.

Home mover

Looking for your next home can be really exciting. See if we can help you take that next step.

Later life

We believe in doing things differently. That’s why we don’t have an age limit. Explore a happy retirement.

How much can I borrow?

This depends on a couple of things. We’ll need to look at the amount you earn and how much you spend. We do this to make sure you (and anyone else you’re buying a home with) can afford the mortgage.

How do I apply?

Perenna mortgages are currently available through mortgage brokers only. So, if you’d like some mortgage advice, that’s no problem. We can help find a mortgage broker near you. They’ll provide tailored advice on your mortgage needs. Plus, they’ll know all about our mortgages, so can answer any questions you may have.

You could lose your home if you don’t keep up your mortgage repayments.

Exploring our mortgage features

Fixed

If you want to know what you’ll pay each month, fixed rate mortgages could be a great option.

Flexible

You can take your mortgage with you when you move home or apply to borrow more money when you need it.

No maximum age

We believe in doing things differently. That’s why we don’t apply maximum age limits. Ever.

Find out how much you can borrow

Useful mortgage blogs

7 April 2025

Understanding Your Later-Life Mortgage Options

As you near retirement, your mortgage needs may change. Read more
26 March 2025

Interest-Only vs. Retirement Interest-Only Mortgages

Thinking about an Interest-Only mortgage? Read more
20 March 2025

Can I get a mortgage on a pension? 

Have you been told you cannot get a mortgage on a pension? Let’s change that! Read more

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Perenna is FCSC protected

Perenna Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 956138. Perenna Bank PLC is a company registered in England and Wales with company number 13084174. Our registered office is at The Bloomsbury Building, 10 Bloomsbury Way, London, WC1A 2SL.

VAT number: 439664553

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