Say hello to more choice and peace of mind that lasts.

We have launched our new 7, 10, and 15-year fixed-rate mortgages 11 November 2025 by Abi Walker

At Perenna, we believe your mortgage should fit around your life – not the other way round! 

In a world of rising rates and uncertainty, w e are here to help you feel secure. That is why we have launched our new 7, 10, and 15-year fixed-rate mortgages, giving you long-term peace of mind, with the freedom to move when life does. 

Why homeowners are choosing Perenna? 

With our new long-term fixed rates, you can: 

  • Enjoy steady payments for years to come – no surprises, no sudden changes. 
  • Move home without penalties – no early repayment charges if you sell. 
  • Pay a little extra each year to get mortgage-free faster (up to 10% overpayments). 
  • Borrow with confidence – up to 6x your income and no maximum age. 
  • Choose a term that suits your plans – 7, 10, or 15 years fixed. 

Stability that gives you freedom 

Whether you are buying your first home, growing your family, or planning for later life, our new range gives you control and certainty – so you can focus on living, not rates. 

Our 7-15 year fixed-rate mortgages have a flexible early repayment charge (ERC). There is no ERC if you move home or sell your house. 

Find out more about our long-term fixed rate mortgages here. 

Find a Perenna mortgage through a broker. Expert advice, tailored to you, every step of the way. 

Correct at time of publishing. 

𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝗶𝗲𝘀 𝗼𝗻𝗹𝘆.